Wednesday 6 March 2013

My Rendezvous with UPSC.

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 I was allotted Ms Rajni Razdan’s board. There were four other male members. I was sitting outside waiting for my turn. Suddenly a buzzer went off and then one UPSC official asked me to get up and opened the door for me.

Me: May I come in Madam.
RR: Yes please come in.
Me: Good Afternoon Madam. Good afternoon Sirs.
RR: Please be seated.
Me: Thank You madam.

There was a silence of around 15-20 seconds with RR going through some papers, possibly of previous candidate or mine. I saw two members observing me very carefully and smiling. Suddenly..

RR: Bache, would you please wait outside for five minutes? We will call you back.
Me: Yes Madam. Not a problem.
(I got up, left the place and sat back at my waiting seat. After five minutes I was called back again.)
Me: (making May I come in gesture. She nodded)
RR: (Just As I entered) Please be seated.
 Me: Thank You Madam.

Now she asked me my name, Roll No and verified my photograph.
Again then there was a silence of around 1 minute as she was going through my DAF. Was the toughest period for me.

RR: So are you working somewhere?
Me: Yes madam. I am working with Corporation Bank in Mumbai.
RR: (without looking at me and still reading) What were your optionals?
Me: Madam Political Science & Intl Relations and Sociology.
RR: Which one you liked most?
Me: (After some thinking) Madam Sociology.
RR: What did you learn from sociology?
Me: Madam studying Sociology gave me deep insights into how various aspects of society work. It was also interesting and I really enjoyed studying it when I was preparing. (Still reading and nodding)
RR: How many languages are there in India recognized by the constitution?
Me: Madam 28 languages specified in eighth schedule. (I later checked, it was 22 :( )
RR: Aren’t there more?
Me: Madam I think its around 28. But I am not 100% sure. (She again nodded)
RR: Are all those languages spoken?
Me: Yes madam.
RR: (with a smile) What about Sanskrit? (a slight laughter among all members)
Me: (I too smiled a little) Madam some people speak to a little extent.

RR now asked the first member to proceed. He was the most cordial and pleasant among all.

M1: So Himanshu, you have done your engineering in IT.
Me: Yes sir.
M1: Tell me what is Social Media?
Me: Sir social media we can say are the social networking sites like facebook, twitter through which people can interact among themselves.
M1: Okay tell me the good things and bad things about social media. Everything has its advantages and disadvantages.
Me: Sir good things are that people can share their views among each other as happened in Arab Spring. They can criticize govt policies if they feel something is not right. The main thing is that it has obliterated the time-space distance among people. The bad things are that there are privacy issues. Something private getting leaked can be seen by all. Plus there are hate speeches and messages as happened with Kokrajhar violence.
M1: Isn’t it also that today’s youth spend a lot of time in it?
Me: Yes sir. I have many friends being busy in such sites.
M1: No what about you?
Me: Sir I have a facebook and orkut account. I have a blog as well. Though I do login everyday I don’t spend much time there. I don’t get time only to do that.
M1: So what do you blog about?
Me: Sir, I post some of my articles, some quotes which I have collected, articles of other..
M1: (interrupting) What articles you write about? Tell me an article that you are really proud of writing.
Me: Sir, I have written on patriotism, sexual violence against women...
M1: Tell me about the article on patriotism.
Me: Sir I wrote about how we get patriotic feelings only on independence and republic day. That our patriotism should not be limited only to national security and territory. Nation includes our people, animals, environment, etc and…
M1: (interrupting) Ok I will give you a hypothetical situation. Listen very carefully (This took my nerves for a second). Suppose Gandhiji, C. Azad, Bhagat Singh and Netaji SC Bose are alive today. Who would you choose to lead our country and why?
Me: (After thinking for some time) Sir I would choose Gandhiji.
M1: Why?
Me: Sir because I feel the other three were driven by certain fixed ideologies. Though Gandhiji had his own ideology he was also a pragmatic person. He knew how to lead masses and unite them in spite of many differences among them. This I feel the other three freedom fighters would not be able to do so.
M1: Whom would you choose as second?
Me: Sir, Netaji Subhash Chandra Bose. (He seemed satisfied with both answers)
M1: So you have mentioned animal welfare in your form. Can you name some organizations associated with such work.
Me: Sir there is PETA. Then there is NGO Karuna based in Mumbai with which I was associated.

Passed the baton to second member. He grilled me the most and always wanted more.

M2: You have played Badminton in school. Tell me some national players in Badminton.
Me: Sir, Pullela Gopichand, Saina Nehwal, P Kashyap, Jwalla Gutta.
M2: Tell me some recent rising star.
Me: Sir there is one lady (thinking) but I am not able to recollect her name. It was in this year Mains paper as well (I don’t know why I said that. The answer was PV Sindhu though)
M2: Where is the National Bandminton Academy located?
Me: Sir in Hyderabad (made a guess)
M2: And who is the national coach there?
Me: Sir P Gopichand. (Again a guess)
His facial expressions told me that my guesses were right.
M2: What is the full form of PETA?
Me: Sir, People… (thinking but I could not recollect). Sorry Sir I am not able to recollect.
M2: Tell me the name of certain people associated with such work.
Me: (Here suddenly Pamela Anderson popped into my head but I stopped myself from saying that name) Sir there is Kunal Kapoor, Diya Mirza. They have adopted vegetarianism and promote..
M2: Tell me some people from public life and not celebrities.
Me: Sir there is Maneka Gandhi. She has been doing pioneering work for animals.
M2: Okay you have studied sociology. Have you studied Social Work? What is the difference between Sociology and Social Work?
Me: Sir, though I have not studied Social Work if I can make a guess I would say Sociology is more about arm chair theorizing while social work is related more to work at field.
M2: Can you name some prizes associated with social work?
Me: Sir there is Magsaysay award.
M2: Can you name some Indian recipients of this award?
Me: Sir there is Mr Rajinder, the water man of India (I didn’t remember his last name)
M2: What did he do?
Me: Sir he helped in spreading awareness about water conservation and management.
M2: Where? Which part?
Me: Sir in Rajasthan.
M2: Tell me some recent Indian personality who was awarded this prize?
Me: Sir there is one person who won recently due to his work in microfinance. But I am not able to recollect his name.
M2: What is micro-finance?
Me: Sir it is where capital is provided to poor vulnerable groups for their self-employment and other projects.
M2: Some prominent person associated with this.
Me: Sir Mohammad Yunus of Bangladesh has successfully implemented this model and have provided micro-finance to women SHGs.
M2: You must have studied NGOs in sociology.
Me: Sorry sir, my studies were limited to the syllabus of examination and NGO was not a part of it.
M2: But still you must have studied it in General Studies.
Me: Yes sir. An NGO is a Non-profit Organization doing social work on various issues.
M2: Tell me some names of NGOs for animals based in Delhi.
Me: (after giving a thought) Sorry Sir I don’t know.
M2: Regarding this recent incident in Delhi Justice Verma has submitted a report. Can you tell what were the recommendations made by the report?
Me: Sir, first the report recommended that there should be no death penalty. The convict can be put in life imprisonment if the crime is very brutal.
M2: Do you support death penalty?
Me: No Sir. (I was quite firm on this)
M2: Why?
 Me: Sir two wrongs do not make a right. Every man is a product of the society and if he has done something wrong it is our duty to correct him, change him, mould him. Further there is no evidence that point that death penalty act as a deterrent for preventing such crimes.
M2: Even for the rare crimes. Even for the rarest of rarest crimes.
Me: No Sir. But this is my personal opinion. (I thought he was referring to SC judgment)
M2: Of course its your personal opinion but...
RR:(interrupted) Even if someone murdered 30 people.
Me: No madam. Even if someone murders people..(Here I fumbled). He can be given life imprisonment. But its our duty to change that person.
RR: What about the sentiments of the relatives of those people? (Who got killed or brutalized)
Me: Madam with due respect to the relatives of such persons I feel if someone has done something wrong we should not reciprocate the same thing. Every man is a product of society and its our job to change him. (here I was repeating statements :( though I was very firm on my stand)
M3: Then what we did with Kasab was also wrong?
Me: Sir Kasab was a different issue. There were certain security implications. But still in the end he was just a 22 years old boy who was influenced.
(In all this death penalty arguments I got little emotional which I feel should have been avoided.)

M2: Okay you were saying. Tell me the other recommendations.
Me: Sir there was another recommendation that says among defence personnel if a sub-ordinate does a crime related to sexual violence then his superior would also be liable.
M2: Yes, now imagine you being a SP of a district and your constable does such crime in some corner and you will be prosecuted for that. Do you support this?
Me: Sir I am not 100 per cent in support of this.
M2: Than how much percent you are in support of this? Tell me the percentage. (Everybody laughing)
Me:  (admitting my mistake and smiling) Sir I do not support it.
M2: ok what other recommendations were made.
Me: Sir it asked for more fast track courts and speedy trials.
M2: What else. (I think he was looking for AFSPA)
Me: Sorry sir I am not able to recollect.

Passed to third member.

M3: So you have done your graduation from Mumbai University. Textile Engineering.
Me: Sorry sir I have done my engineering in IT.
M3: Ok. Have you gone through the budget?
Me: (reluctantly) Yes Sir. I have read it in newspapers.
M3: Tell me what were the proposals in the budget for IT Industry?
Me: Sorry sir, I don’t know.
M3: Said something. Trying to give me a hint.
Me: Sir there was a proposal that if 100 crore of investment….
M3: (interrupted) No there was one related to chips.
Me: Sir there is a proposal for cluster development..
M3: (Not satisfied) Have you heard of CSR? Has it been in the news?
Me: Sir it stands for Corporate Social Responsibilty where corporates spend a certain part of their profit into social welfare activities. It has been incorporated in New Companies Bill and has been made mandatory.
M3: But don’t you think it is unjust for corporates by the government?
Me: Sir Government cannot be a panacea for all the social problems. Two percent is not a big amount. So I think it’s a good thing if it goes for a social cause.
M3: So you think government doesn’t have funds (I actually didn’t mean this). Do you know how much increase there is on education in this year’s budget?
Me: Sorry sir, I don’t know.
M3: What is Current Account Deficit.
Me: Sir it is the difference between our exports and imports.
(He didn’t seem satisfied. I knew this was not the correct definition.)
Me: Sir it includes ECB. No that would be in capital account. Apart from export-import it includes what a foreign company remits back… (I really messed it up here)
M3: See it is basically related to Balance of Payment. Ok How much it is right now.
Me: Sir it is more than 3.5 per cent of GDP.
M3: No in figures.
Me: Sir around $200 billion.
M3: No you don’t know. It is $80 billion. Ok tell me what items we are importing due to which CAD is high?
Me: Sir its mainly due to gold and petroleum products. (Should have said crude oil)
M3: Yes but tell me two more items.
Me: Sir pulses. (He nodded in negative). Sorry sir I don’t know.

Passed to next member. 

M4: So you have done your X from Delhi and then did your XII and graduation from Mumbai.
Me: Sorry sir, I did my X as well from Mumbai. My father got transferred from Delhi to Mumbai when I was in eighth. So we had to shift.
M4: But you have here mentioned that… (There was nothing mentioned wrong). Let us leave that. So you work in a bank.
Me: Yes sir.
M2: Which bank?
Me: Sir Corporation Bank.
M2: ok.
M4: So what makes you interested in Banking?
Me: Sorry sir I didn’t get you. (Actually I couldn’t understand the meaning of the question)
M4: Repeated the same question. Luckily this time I managed to understand it somehow.
Me: Sir first I get a good salary i.e. remuneration is good. Second I also get to do public service. We have been opening Aadhar based accounts for subsidy as our branch comes into the pilot programme.
M4: Then why you want to be in civil services?
Me: Sir the same thing but on a bigger level. Civil services will give me a unique (a big stress) opportunity to do public service as well as it will also give me a sense of personal achievement.
M4: Personal achievement? Civil Services is all about team work where when if you do your work successfully your boss will take the credit while if things go wrong you will be faulted for everything. (Smiled and looked at other members. Here he tried to make a joke but no body laughed)
Me: Sir actually what I meant was that it’s a good career. I said something more that I don’t remember.
M4: ohh good career.
After that he concluded.
RR: ok thank you.
Me: Thank you madam. Thank you sirs.

I stood up and left the place. Overall I was satisfied though I have absolutely no idea about my marks. There might be few more questions which I don’t remember.


Friday 1 February 2013

Sexual Violence Against Women



 The recent brutal Delhi gang rape incident shook the nation's conscience, particularly of the middle classes across India. It was a horrific act which must be condemned and thus there is a need, as the civil society demands, to strengthen laws and governance for the safety of women. But is our solution limited only to strong laws, death penalty and stupid ideas like castration. For me, tough laws and strengthening police are just short term measures. You can't put police men in every corner of India and whats worse is that some times these security personnel themselves are the perpetrators.

We need to understand that sexual violence against women is a result of much deeper factors. It is a symptom of a larger problem which is related to the subordination of women (no matter what class she belongs to). Thus the whole society is to be blamed when any such incident takes place. Right from the childhood the girl is taught, both overtly and covertly, that her every public act is related to family's honour. As you must have heard the saying  "us bechari ki izzat lut gayi". What this statement connotes is that a family's (read men's) and women's honour is directly related to her chastity. This is a particular trait of our Indian culture (Remember Rama asking Sita for Agni Pariksha ). Thus a rape no longer remains a physical torture and exploitation but an act which takes away women's and her family's so-called dignity.  Women is no longer in control over her sexuality and body and this is taught to her (and him as well) throughout her life. Thus though all such incidents may have elements of perversion, they happen behind the shadow of such factors. For instance, in all the communal riots the targets are often women so that the males of the opposite religion can be humiliated for life as their women were 'de-valued'. The prime example is Godhra riots. Similarly in rural areas invariably all such incidents are committed against lower caste women by upper caste men to settle inter-caste conflicts. Similar things happen during wars. Again many sexual abuses happen within the family and the girl keeps quiet.

For me the solution thus is empowerment of women, particularly her economic independence. This is because only after becoming economically independent can women challenge such deep patriarchal notions. A women who depends on her family to survive cannot fight against the system. Only by becoming independent and empowered, both materially and intellectually, that she can start taking control over her body. Soon society's culture would show signs of change too. It will definitely lead to decline in atrocities against women as women would not only no longer shy to speak against it but also because physical violence and honour would get dehyphenated. It is high time thus to move in this direction. We need to pass Women Reservation Bill, we need more education and funds for women, we need more economic opportunities and positive discrimination for women, we need to gender sensitize our various institutions including family and marriage. Not only government should take steps in this direction but we should also change our thinking and socialization patterns and help fan such ideas. For example, I really admire the Slut-Walk idea. My thrust on the article thus is to relate the sexual violence with the subordination of women. As long as she remains in cultural shackles these violences will continue unabated.

Sunday 13 January 2013

Financial Mantras



Though money is not everything it is an important ( in fact very important) part of our life. That is why actually we work. Investment for future thus should be carefully planned. Though I am no expert, here are some things which I have learnt and which we should always keep in mind while investing.


1. There are no free lunches.

2.Start investing early.

3.If money available, don't take credit.

4.If a scheme sounds to good to be true, more often than not, you should avoid it.

5.The older you are, the lower should be your exposure to high risk investments.

6.Judge an investment by it's real rate of return (i.e nominal rate-Inflation). Thus while investing, never lose sight of inflation.

7.Don't keep all your eggs in one basket. Always diversify your investments.

8.Gold is a good hedge against inflation.

9.In equities, guaranteed returns is a lie.

10.Sell when market flares up irrationally.

11.Never hesitate to sell when you stock has reached your price target.

12.Sometimes, the best trade is no trade at all.

13.The time to get interested in stock market is when no one else is.

14.Money is a good servant but a bad master.

And finally

15. Your profit is someone's loss.